Wanting a baby

I’m coming up to my second year college exams finished in mid May for summer.

I want a baby so bad but I want this degree too. I don’t necessarily have a career path planned out I just want a degree to open up more job opportunities down the line. Worked in so many different jobs and just wasn’t satisfied with my salary so figured a degree would improve this.

The plan is to take my coil out aug/sep this year and be due May/June just after I finish my 3rd year in college.

I just want thoughts and opinions on this. I want to just want to get my coil out now because I have such a fear about miscarriages and the possibility of complications 🙈

Am I mad for waiting until aug/sep to get my coil out when I have such a desire to start trying now? Or should I just wait and stick to the plan.