Should I take the job offer if I’m nervous AF?

I currently work in Customer Support and have for about 2 years now. I don't mind it, it's comfortable and fully remote.

Recently our company created a “Payroll” product which launched and hired 2 people from my team to go over there, giving them a raise. A whole new product means it's a difficult role and a bit stressful (in speaking with the people working on it).

I'm also working towards my path in HR so a Payroll role sounds fitting. Well recently, one of the Payroll reps left and they posted the open job.

Basically, I applied and they offered me the position, but I’m getting cold feet.

Pros:

- fits into my career path

- more money! About 15-20k more

-opportunity to learn how US Payroll works

Cons:

- I usually work 9-5 and prefer that, but can't be flexible with this job as it is 10-7p

- Zoom calls with customers lol

- Payroll just looks so scary to me. I mean, it is sensitive, people's money 😬

- more stressful than what I do right now

I have a lot of self-doubt within myself so that's what's holding me back 😞 thoughts?