Insurance & ivf

I just wanted to say this in case it could help anyone else. Our insurance does not cover ivf but it covers some testing. I always pay a lump sum for the FET. I recently asked for detailed receipts so i could pull money out of my MRA. It didn't just say FET, it had the labs ect. When i mailed it to my insurance they said to please bill them for these items bc they are covered. So far I'm getting atleast 300.00 back just from January. I specifically asked at the beginning of the year if anything was covered and they said no but here we are. I been getting ripped off for years. The detailed receipts saved me. Just thought id share that in case it could help anyone else.