Is it possible to get a CC husband says I can
So my credit is very bad when my husband filed for sole bankruptcy on his part not both of ours I became in charge of an auto loan for a vehicle that was a lemon and taken out of our possession per his request and the dealership was willing to take the vehicle but still wanted money for the loan he didn’t add this on his bankruptcy
That auto loan screwed me over my credit score is below 300 to the point I don’t have a FICO score
My husband was encouraging me to apply for a credit card
I said all cards take a soft or hard hit on your credit score
He said not all
I said I’ve already looked this auto loan screwed me. Yeah I can apply for one that requires a $500 deposit on the card, I spend that money but it seems silly to me
He said I applied for an Amazon card I was approved they didn’t hit my score
I said I’m sure they did, it’s synchrony bank….I’m not gonna apply for anything. I have disputed this and it won’t go away and besides your score is 652…..
He said so you think I’m stupid that’s what you’re implying I know for a fact not all cards hit your score or even look at your score 🤷 Look at Aaron’s I can get stuff there they didn’t hit my score
I said I’m sure they did maybe not but I’m sure other things went into you being approved for Aaron’s and Amazon
He said no you’re just trying to make me look stupid like I don’t know what I’m talking about cos you LOVE to do that!!
I said ok you’re right I’m wrong in everything I said
He said idk why you go there for
I said it’s what you want and what you’re implying this whole time that what I’m saying is incorrect and what you’re saying is 100% factual
Anyways is he right with a score way below 300 I can get approved for a card? I feel I can’t cos nothing comes up for recommended cards on experian cos I don’t have a fico score
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