What if your soulmate made your life harder

Im married to.my best friend and soulmate. I love my husband with all my heart. Weve been together 8 yrs and married 5. We have a child together. But he overworks himself and drives. Today, for the 2nd time, he fell asleep driving home from his 2nd job and totalled yet another truck. Were already struggling financially. I love him so much but he makes stupid choices that make life that much harder. What would you do? EDIT I work full time as well. His 2nd job doest pay mucj at all so he doesnt even have to work it which is why we always argue about him doing it when hes already dog tired