My financial situation is extremely fucking embarrassing and I have no one to vent to about it so here we go… I’m 24, live alone for the first time, I have a fucked up credit score because of my shitty ex who took out several loans for his dogs medical bills in my name that I have not been able to pay off. I have to pay rent for my apartment by myself that is going up next month. I have to pay my utilities, phone, etc… I’m always at least 1 to 2 car payments behind constantly (my mother is the co-signer and it’s starting to fuck up her credit). I can’t even afford to have car insurance. I have tons of medical bills in collections. A giant credit card bill in collections. And I just feel like I’m drowning. I work constantly and it’s never enough to keep up with reoccurring bills and paying others off. I can’t go to college and get any type of degree to qualify for a better job because I can’t afford it and I can’t afford to work part time while going to school. I have absolutely no social life because there is no money to do anything or gas to see my friend (1, because again, no money for a social life). How tf do people live? I don’t understand how anyone would WANT to live in this world or in this life. You cannot survive it. I’m going to therapy to deal with my emotions on these things but I constantly have to figure out how to fucking pay for that too. I would 100% and feel like I should check into a mental health facility but guess what… can’t afford it.