Any advice would be appreciated.

Hello, I have an issue on the title of “moving in together”. Let me tell you a little bit of my business. Sorry for the bad grammar in advance. After I got divorced, I finally learned how to be alone and live alone for 2 years and it’s amazing. I enjoy my own space, my peace and quietness. So I’ve met this guy once and been with him ever since. He’s a sweetheart, a gentleman and he value my feelings etc. However, we only been together for half a year and he talks about moving in. Of course I tense up because I don’t want to have that conversation and I’m not ready to do that. I told him I wasn’t ready, but I never told him why. Granted he deserves a reason and I’m sure I’ll voice it to him in due time. I also do not like being told what to do because I’m used to taking care of myself ever since I was 7 years old. So I understand inflation is high, he can help me out but I can’t understand why I don’t want to move in together. My thoughts are that I have a fear of losing my personal space, potential conflicts over daily habits & financial discussions etc. Any advice, life experiences would be greatly appreciated. Thank you for reading also 🥹