What to do with a 55k car loan from your SO

Question

I know, I know, I pretty much dug my own rabbit hole with this. We got a truck in my name that he was paying for, but suddenly 1y6m later, he gives up on it to try to save for a house instead, (he works in landscaping and only seasonal work) since we found out we're expecting. (I'm now halfway through) He dropped the truck off at my dad's house. (Of course he's wondering what’s going on) Now, I'm trying to brainstorm on how/what I can do. I have a reliable sedan that I owe about $5k on. So, I wouldn't want to sale my sedan only to jump into another loan. I'm going to try my best to make the payment on it while l'm working at Amazon.
Please any advice/tips/ideas

Answer

He stopped paying for a loan that's in your name? Why would he do that? He isn't going to save enough to buy a house. He would need a loan. He won't get a loan with a seasonal job and ruining your credit. He has a baby on the way and is making shitty choices.

Answer

Sell the truck private party, keep your car, no more loans. Check the loan payoff amount against the kbb value of the truck just to be sure you aren’t upside down on the loan first.

Answer

Honestly, I’d leave him. One, for just dumping the truck as if it’s not a big deal. Yes you’re at fault too, but it shows he’s impulsive and ungrateful and doesn’t care about someone being affected by his choices. Two, he doesn’t have consistent income, meaning he’s irresponsible. Three, he sounds naive. If he thinks he can buy a house when he barely works, he has no common sense and is delusional. Is this someone you really want to be with and raise a child around?

Answer

he needs to get a job and pay for it

What to do with a 55k car loan from your SO

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