Please help!

Emily
I don't have medical insurance so I can't just go to a ER or doctors office without being billed a larg amount I can't pay. Anyways
Just wondering if anyone's ever had this. I was washing myself in the shower, and noticed my inner thigh ( right next to my vagina) has a huge lump. It hurts like a boil, but it's literally the size of a gulf ball. I have acne and stuff between my legs because I'm bigger so naturally have bigger thighs that rub together, but I've never had this before. The things huge. I don't know if this is something serious since it hurts and feels like an oversized boil, but because it's so big it has me worried. Do you think it's something I should get checked out ASAP? Or should I just ignore it and go about my business?