How much discharge is too much?

Mary
For the past few days now, I have been experiencing a lot of clear/white discharge. I'm a virgin, and I have no STI's but it's gotten to a point that I have to wear a liner or a pad because my panties get so wet and it's honestly so uncomfortable to wear panties when they're wet. I've never had to go to the Gynecologist, and I hope I don't have to because of this (I'm scared to). So any help or advice is greatly appreciated.