Intimacy with husband

Angela
My husband is 29 and has told me he wanted children since our relationship got serious. However, he won't have sex without a condom or without using the withdrawal method. He says now isn't the right time for children. I have PCOS and I feel like he doesn't understand that it could take a while to get pregnant even though I have explained many times. I personally would like to have sex without a condom and without withdrawal method. I tell him I don't want him to be well into his 30s before we even start trying and he says it won't be that long that he wants to wait. Everyone always says "if you wait until you're 'ready,' it will never happen," when it comes to having children. Has anyone else been through this?