Losing my virginity

Ta
I'm 16 years old, almost 17. Im having thoughts about losing my virginity. 
I haven't actually had the chance to pursue those thoughts but I'm considering it. I know that I want it to be with someone I know and trust, but when that time comes and if it's soon, I'm scared. I know that if I do lose it that id wanna tell my mom to ensure that I am completely safe but the dilemma is I don't have that relationship with my mother.
What are your guys' thoughts as teenagers and grown women? What are your thoughts about losing your virginity at my age?