Any suggestions??

I have really bad dry skin and it has started to peel and flake from my neck to the bottom of my torso. Im allergic to lotions and body scrubs even the hypoallergenic ones. I have tried using oils and vitamin e to see if that would help but everything i have done makes it worse. I have tried using a loofa and a scrubber brush to see if that would help with getting the skin off but it does nothing. I would go see a dermatologist but i dont have the money to rn because im moving to the other side of the country. If anyone has any suggestions that would be great. Thank you. :)