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However, in about 1.5 years we have no idea where we'll end up going (we'll go wherever my husband gets a teaching job). And I am really uneasy about having a baby right away with brand new doctors for my condition and unsure whether or not the place I'll go to will be as serious about natural birth. Our birth center in our hospital here is SUPER big on natural methods and also good for high risk birth as well. Plus this is where our family is and they would be able to help us out a little during the first and roughest months.

However, I would be working full time and my husband would either be working full time or be in school. Either way we would have different weekends and/or not needing full time care. 

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BWe plan on first talking to my husband's grandparents because they are the ones nearbye and not having all finances together (but enough, just not as much as I'd generally like for a baby). And it would be much easier on is if they would be willing to take our baby a couple hours each week, it would really help with costs... Especially if they're willing to do cloth diapering since we are so willing to do it and $500 up front is less than the $1000 a year that's just being thrown out. (Still use disposable wipes, but that's only like $15 a month from Costco).

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I feel incredibly guilty about considering having a child before I feel "financially ready", but another part of me thinks that no one is really ready. Also, my husbands grandparents were fawning over our baby niece who was visiting with mama from the East Coast. That they should move over here and they'd take her (the baby) whenever they needed them to. Also, my husband has stories of all his childhood his grandparents would take the kids so that they could spend extra time with the kiddos AND the kids didn't have to go into daycare.

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I'm just needing some reassurance that this is decent to do. Of course we would either decide against trying or rebudget to include some hours in someone else's care that we would have to pay.