Up a creek with no paddle... Long rant... Sorry
I'm 35w 3d- with baby #3 - due 9/26... I'm considered high risk for a few reasons but have managed to get past that part successfully- I was diagnosed with GD at 9 weeks but sugars are controlled with insulin- was hospitalized for bleeding and cramping 3x and found out I had placenta previa (which has now moved enough to not need a c section) - I see a cardiologist for my heart condition- and was in a car accident at 26 weeks so had to see a ophthalmologist bc I lost vision in one eye- needless to say this pregnancy has been anything but boring!
I have not been at my current job for a year yet so I don't qualify for FMLA but was told that I could keep my benefits during the time I was on bedrest as long as the premiums were paid. After one of the last times I missed work for an extended period of time- I filled out the required forms and turned them into HR- and went back to work. A week later while at work I had a seizure and was taken by ambulance to the hospital then transferred to a specialty hospital and was in for about 2 weeks- discharged and then readmitted a week later - during that time I was paid and benefits premiums were taken out of my check...
Yesterday I get a call from the pharmacy and cardiologist office stating that my insurance company said I had no coverage as of 8/12 and after confirming with HR they said yes I had been cancelled due to non payment- even though the payment had been made both out of my check and we paid the invoice sent... HR sent me some forms that she said needed to be filled out for reinstatement- the same ones I had filled out before- and said my insurance would be effective on 9/3!
My OB told me on Monday that we were going to run some more tests 8/29 to see if it was safe to induce earlier than 9/12 (my original induction date) bc she didn't feel the medications I am taking for the seizures and my heart are very baby safe... I wear a heart monitor 24/7 now... And am down to only 1 or 2 episodes a day but I have this ridiculous anxiety that I'm going to go into labor before my benefits are back and we can't afford to pay out of pocket! I us already met my deductible and paid for everything so far but now that gets set back to zero!
After everything we have gone through to get here I don't think we could take much more... I think I had my first anxiety attack last night- I felt like my entire body had swollen up to hulk size and my head felt like it was super heavy and all I could do was cry until I couldn't breathe- I don't know if I have any other options bc I know we don't qualify for government assistance- but I feel that my benefits should never had been cancelled- my husband says we will figure it out but idk this time...
Sorry this is so long! I can't talk to anyone else about it bc I don't want to stress my mom out- we just lost my dad last year and she is still not whole yet... My only other friend just says sue sue sue - that won't help me now... I'm trying to stay positive so BabyGirl doesn't feel the negativity but even that is getting to be so hard!!!
Comment
Add Comment
Let's Glow!
Achieve your health goals from period to parenting.
