So, my husband is a very talented writer. He currently works at a ministry,not his first, so the pay isn't great at all. About 35k a year. I do not work, due to a car accident a few years ago in which I receive 800 monthly in disability. We live on campus in an efficiency studio apartment and barely make it each month. With baby due in April, we will HAVE to move into a 2 bedroom. And there will be added expenses. I've encouraged NY husband to ask for a raise, as his work environment is family oriented and his bosses each have 5, and 7 kids. So they certainly will understand. Any other suggestions!? I'm so tired of being so dead gum poor. Ughhh.