baby now?

Question

For the last few weeks my SO and I have talked about having a baby. He sometimes will bring it up. Does it seem like he wants to trying? He's 26 and I'm 23 so it's not like we're getting younger and been together 2+ years.

Answer

Consider how much it's going to cost. Can you afford to stay at home? Where do you get health insurance? Ask how much it would be to add a baby. Our health insurance through work, for a family of three is $600 a month, $1100 if I stop working (we work at the same place). If you can't stay at home, drive by a daycare and just ask what it would cost full time for an infant.. Where I live, it's $200 a week. Roughly $800 a month, That's more than our mortgage not including escrow. We're currently trying to figure out our childcare situation. You also need to consider the prenatal costs, if you will have an OB or midwife. You should consider chiropractic care and a doula. The cost of diapers.. I breastfeed, and we go through almost 20 diapers a day, at Aldi's, a pack of 50 is 5.99. we will be switching to cloth diapers to save money... I can't afford formula so I have to pump just in case I dry up when i go back to work.

You have to buy a crib, mattress and sheets. Clothes. A car seat, a stroller will help alot. A diaper bag, wipes...

Being mentally ready is one thing. Financially is a whole other ball game. Can you do it? Can you get benefits like Medicaid or SNAP? You can wing it like we did... But we had no idea that health insurance and childcare along would both exceed our mortgage payment not including escrow. Also, you need to consider where you live. Do you have space for a newborn and toddler? An apartment is not ideal unless your neighbors are noisy. Paper thin walls in a mobile home sucks, plus poor insulation for HVAC..

Answer

If you have a set life and can see a future with him,m and you actually want a baby (knowing all the responsibility that comes with it) you should ask him, tell him you want to start trying ask him exactly how he feels and if he wants to wait or not.

baby now?

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