Okay, so I'm 22 and married, but we just signed me up to be on his insurance this month and it won't go through until January first, I am still on my parents because I'm under the age of 26 but really want to use my husband's insurance because it has way more benefits. I am 4 weeks And 6 days and want to get an appointment but am wondering if I have to wait until Jan 1st or not...