Baby fever boyfriend??

I'm 20 years old and my boyfriend is 23. We have been dating for a good 9 months now and my life couldn't be better. We are perfect opposite with the ability to be exactly alike at the same time. Anyway, I've only dated 2 people before him and only slept with one out of those 2. My boyfriend on the other hand....was a male thot. Even though he has changed I love him for him and he is amazing. Now back to the point. Lately my boyfriend has been talking about us having a child like CRAZY. Even though I would like a child right now I feel as if we aren't in the right financial situation for a child. Even though we have great jobs and amazing family support on both sides, I still would like to have a better situation.He was even drunk one night and stated that the 3 time I took my pregnancy test that he hoped I was pregnant. What are your thoughts and advice?