IUD Issue

So I got my period when I was 10 and it's supposed to be irregular when it starts but now almost six years later I still get it two or three times... a MONTH. My doctor suggested an IUD but I had some problems that make me terrified of anyone being near ('down there'if you get me) even a doctor. I didn't really get along with her very well she was kind of rude. Someone I know just got one and she says it's great. They won't put me on the pill because I'm on anti-depressants so should I just suck it up and do it and get it done in a week or two or should I see a different doctor that would take about three months to see (my insurance is kinda bull and only allows doctors within a certain group) If anyone has suggestions that'd be totally awesome