NEED SEX ADVICE!!

So there's this guy & we both are into each other and there has been 2 occasions that he has fingered me and omg it kills me and I Want More But When I start touching him or try feeling his dick he laughs and doesn't let me😩We text about fucking the hell out of each other all the time but it worrys me that maybe he doesn't want nothing😏 Is He Trying To Wait For The Right Time? Or What??