Once baby is born, we will be using tricare reserve select. I'm on my moms until then and I'm due feb 19. My question is..when should hubby and i sign up for it and will baby get approved in time for his first checkup? Or do i just bring hubbys insurance card to the first apt if baby doesn't have ine yet and that be enough? A girl i used to work with said the dr may delay submitting a claim until insurance gets squared away, then we resubmit the bills for payment. Does that sound right?