Husband changing his mind

My husband and I have been together for about 10 years married for two. We are both headed into our 30's. Before we got married we did talk about kids and agreed we both wanted a couple. I am going baby nuts and really wanting one. My husband now seems to be pushing back saying he wants to be more financially stable. I believe we are house is paid off cars are too only bills we have is my student loans and your normal utility bills. We both make decent money too. I'm having a lot if heart ache he keeps pushing back on the baby thing. Any advice on how to talk to him about it? I have been told you shouldn't wait for money because you'll learn to adjust your finances. Help?