Wanting a baby

Hello ladies! So, my father-in-law already wants a grandkid because he's not getting any younger and since his first ever grandson lives in the U.S. That's a thousand miles away from here. My husband and I talked about it already and I'm kinda want a baby too but we already made plans. First, we need to be physically fit especially me coz I gained a lot of weight. Second, We need to be emotinally ready and lastly ofcourse we really need to be financially ready. We are not pressured tho but everytime I see cute little babies it gives me baby fever ugh! I really love kids actually I always play with my nephews and nieces when I come to visit my parents in our hometown. I told my hubby that I think I want to have a baby too but he said let's just wait for 2 years so we can be ready for everything. What can you say about this ladies? any opinions or advice? Thank you so much in advance xoxox