Debt?

Question

Suppose you have several miscellaneous bills that ended up in collections within the last few years. How would you find these bills and pay them off to begin working on your credit again? Went through some tough financial times in recent years, and I know I've got power and medical bills somewhere buried in collections, but haven't got the slightest clue of how to even figure out where they are, the amounts, or how to pay them off.

Answer

Yep get your credit scores, and then start with the lowest amount owed. And pay it all off at once. So if one debt is $200 pay the whole $200 and then move on to the next debt. Look up debt snow ball on Pinterest. It's from Dave Ramsey. It's a very highly recommended way to pay off debt.

Answer

request free credit report from all 3 companies and see what the bills are and who they are from.  it will give u all details and how to contact them

Answer

Go to your bank and ask them to do a credit check and most banks will provide free credit counseling and provide you with the best ways to increase your credit score and next steps. It takes less time then one would think to fix.

Answer

Get ahold of your credit report. Credit karma is free and the one I use. They typically show who and what you owe and will provide their info.

Answer

I use experien credit reports yeah you have to pay for it but it give you a detailed list of what and who you owe and how to contact them. I started with my highest bills first and worked my way down depending on the debt some places will work something out with you to pay less than the given amount to get it paid off ASAP. All though medical bills don’t really affect you purchasing a home or things like that it will still reflect negatively on your credit and can still hurt your credit score so yes medical bill do still count and need to be paid in order to have clear credit.

Answer

Request a free credit report.. and medical bills don't affect credit scores.. I have thousands in medical bills from when I was uninsured and when my husband and I were looking into getting a house they literally crossed all the medical collections out and said they never matter in credit reports anyway.

Answer

It’s happened to us with a medical bill. I called a collections agency and paid it off right then and there. It never showed up on our credit history though.

Debt?

The Top Baby Tracker App: Embrace New Beginnings with Tender Care

The Top Fertility Tracker App: Your Path to Achieving Pregnancy

The Top Pregnancy App: Nurturing Your Journey to Motherhood

The Top Period Tracker for Empowering Your Menstrual Health Journey