Miscarriage

Hi all,

I am suppose to be 11 weeks pregnant but when I go to doctor for ultrascan last Friday she told baby heartbeat stopped at 7 week 5 days. Today I went to doctor and book an appointment for d&c; on Wednesday.today I started bleeding but it is not heavy,it is just black and brown mix light bleeding.i think I am gonna bleed heavily from tomorrow.for d&c; hospital is going to charge me like $2000.i have my insurance with bcbs,but they are telling insurance don’t cover until I reach my deductible.can u please suggest me can I wait for normal process to go or go with d&c.;