IVE ALWAYS HATED MY HAIR

hello im 20 and ive always hated my hair, i rarely wear it down thats why ponytails and buns are the only things i go for, i didnt have any problems until now that im start seeing the scalp of my head and its making me really scared, i dont know what to do or how to get used to wearing my hair down or stop me from putting it up because I SEARIOUSLY CANT STAND IT, what do yall suggest?