Big O??

So, I started making love to my boyfriend in march but I've never had the big O, I know that we didn't have much time before I moved away and I'm not going to see him until October, but I've been masturbating for years now and I've climaxed plenty of times. I need to be stimulated on my clit to climax but when I tried using my fingers when we were making love I wasn't wet enough outside (is that normal?) and we didn't have any lube. I also use a small vibrator but he doesn't feel comfortable using toys and I really don't think I'd feel comfortable either having him stare at me as I used one so I don't know what to do... Help!