PMS or pregnancy symptoms ?

Ada
AF is due 7/28 still haven't seen AF today I want to wait to make sure because recently took a pregnancy test 3 days ago and was negative. I've been feeling cramps all over not painful ones also last night even tough my house was cold I felt heat flashes real hot had to take all my clothes also a bit of bloating last week  beside that I've feel normal should I take a test or wait a couple more days please help ?

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