Letting your bf cum in you on the pill?

Okay first off I know, anytime you have sex there is a chance of pregnancy and I know I shouldn’t let him do it if I don’t want to get pregnant and please don’t be rude in the comments, it’s just a question.

I know the pill is 99% effective but more like 97% effective cause we’re humans and mess up sometimes but I just want to know how many of you let your bf cum in you regularly on the pill? Is it really not a big deal or is it still a decent chance of pregnancy?

I have twice and didn’t get pregnant but ya know sometimes it’s just too good and I want him to feel close to me when he cums and how much closer can he be than literally inside me.