Hi beautiful ladies,

So, long story short, my husband and I need to do <a href="https://glowing.com/glow-fertility-program">IVF</a> and it's really expensive. (15-20 grand).

I started saving up in December 2018, when the Reproductive Endocrinologist told us that

<a href="https://glowing.com/glow-fertility-program">IVF</a> is the only option. Originally, we both agreed to set money aside for this every month. Well, it's late May and he hasn't saved up a penny for our baby.

He keeps spending his money on stupid, useless shit (eating out, bottles of liquor, etc)

How do I begin talking to him about this? Does he actually not want a baby? I just turned 30 last month. He's 27, so he probably thinks he has years left. I feel like I'm running out of time. He's never been like this with money before, so I feel so confused to this recent change.

Any guidance would be appreciated.