Uti??

I’m a 17 year old and I grew up in a very extremely religious family. I’ve been on birth control for about a year and I have kept having to switch them every 3 months to try and find a new one that will work. Anyway me and my significant other decide to engage in unprotected sex a few weeks ago. And it was quite intense but for the few days after it hurt right near the end to pee and a little smell. So I’ve been staying hydrated. And I went to a pharmacist for advice and help this past week bc I noticed cloudy urine a bit on my trip and it went away with water. The pharmacist said I am fine and my Uti would be going away on it’s own. But now I noticed blood when I wipe. Never in my pee. But only when I wipe. I don’t know if it’s spotting because I started a new birth control where I don’t get my period for 3 months and they said expect spotting. I don’t know if it is a serious problem or not. I live in Canada so we have free health care... but I’ve been told if I’m bleed and it’s a it’s go to a doctor. My doctor is booked for weeks till sept .17 and I’m afraid if I go to a walk in Clinique it’ll show up on my card or insurance I did it. I can’t have my parents finding out and I can’t have it on my insurance. I can afford antibiotics if I need without insurance. I know it was dumb and just I’m so scared I don’t know what to do. Please if anyone can help or give advice please do.

It doesn’t hurt to pee, my urine isn’t cloudy, nothing smells or burns or hurts or itches and I don’t feel sick. Please any advice is well needed.