In my life plan, there was no marriage nor kids.

Now I am married with the man I love dearly. We have been married for 2 years. Our plan is to have 2 kids and I feel ok with it.

He's ready to become dad, I am not ready to get pregnant. He's worried that it will take many tries before I can get pregnant, because I am 36 and never got pregnant before

Financially we are in debt, and I feel that it is not fair having a kid knowing that we need 2 years of working full time to clear the debt.

So, I don't know, am I thinking too much?

What do you think?

Thanks