Am i being catfished or is he insecure

So i met this cute guy online (meetme) and i have his snapchat (he has a bitmoji too) but he always asks to see me he never shows himself or even sends pics but we have talked on the phone and he seems to like be falling in love with me and i like him too and its clear he has flaws but i dont know what to do nor think like i wanna see him sometimes like am i being catfished ugh😬😭😭 stresses me out