Has anyone else’s chest developed like this?

I am almost 23 and feel like my chest is still going through puberty. My areolas are puffy and not flush with my breast. I don’t care that they are small but they are pointy so I have to always wear some sort of bra. My sisters developed normally. I have regular periods and have pubic hair, but not on my thighs. I’m just not sure if this is normal as typically girls are fully developed physically by the end of their teens. I have talked to an endocrinologist about this and she told me to wait till I was 25 but did not offer much past that.

Will they change in the next few years? Could it be a hormonal problem?