Let’s Talk Money

So we just closed on our dream home about 6 weeks ago. We spent about $35k cash for down payment, closing costs, and some new stuff for the house. We still have about $15k left over in our high yield savings. When that reaches $20-25k again... I need to find something to do with extra money after that. I know it’s not smart to just sit on cash, and we save about $2-3k a month & don’t have anything else to buy. We’re pretty frugal in our everyday living, except for our home we went big & expensive but that’s because we hardly have any other bills.

After your emergency savings is complete. Do you invest your $?

We have 401k’s too, no car payments, my student loans will be paid off in 3 years with low interest on them, no credit card debt, so the only real debt we have is our new home... would you put extra $ towards that or would you invest? Start a new business? Trying to figure out how my money can make me more money.

I plan on talking to a financial advisor when we get all the $ back in savings, in about a years time we should be back to $50k saved. In 2 years it’d be at least $100k. Any advice is greatly appreciated.