Belly Ring: leave in, switch, or take out completely??

My provider told me I should take out my belly ring by 20 weeks. I'm 18weeks 4d now. I've heard conflicting stories/advice, and I'd really like to leave mine in if safely possible! I know the most safe way (eg in case of c-section) is to take it out, but I'm wondering about alternatives? Anyone with advice? Those of you with belly rings, what are you planning to do?