He Wants a Joint Account & I want...

A ring.

I refuse to allow us to live together unless we're married. Period.

He proposed a joint account to save for the monthly outings we do. So we either go out of town for a weekend (typically Friday afternoon to Sunday night) or go out to eat somewhere fairly nice or just to have drinks.

He has been talking about moving in together considering the amount of time we've now been together and I absolutely refuse it.

Am I being unfair?

The way I see it is... He gets the benefit of split bills OR help with the home (such as cleaning, cooking, bills, etc), sex is more accessible (let's just be real), and the ability to buy more time about getting married.

He keeps saying he isn't ready to get married just yet and proposed the idea of a joint account in place of a ring. He feels it'll somehow tie us together (per his words, similar to marriage) and I'm like 😒 you are not fooling me.

I definitely understand that marriage is a big commitment but isn't the possibility of pregnancy (Birth control...but still) and expecting me to help cover my share of household bills and duties?

Should I compromise on this and see how things will work out while living together and sharing a checking out?

Thanks y'all

Edit1: thanks yall. I'm definitely NOT manipulating this man and never once did he say he wanted us to live together before marriage. Since he isn't ready for marriage, he feels a joint account AND moving in together should suffice. My fear is everything will be on his terms but also that our chances of marriage lowers once moved in. Idk how "manipulation" came out of anything I said but I appreciate your input ♥️

Edit 2: Hi Ashley, no. He'll pay and then I'll pay. He pitched the idea as a way to equally save for each trip, outing, moving expenses (whenever we do move) and the alike.