I fell horrible for saying this

So I’ve suffered all of my life with GAD(generalized anxiety disorder). I had a baby girl in 2019, and honestly I had terrible PPD. And I’m finally getting back to normal, but I know my husband wants another one. I feel happy with just her, we tried last month and I’m hoping I’m not pregnant. We’ve been trying for 5 months and I have a condition that will require me to be on meds, I cannot live for the next year wasting money on pregnancy tests. I feel selfish for making my daughter and only child but I honestly cannot do it.

I told my husband the insurance doesn’t cover my fertility drugs when it does, I feel horrible.