Couple months to prepare still

So I know I still have a little bit to prepare for our babygirl to make her entrance. HOWEVER; I've had both of my babies fully natural and I just dont know if my anxiety can handle all that pain again.. I had both labors short but all back labor and let me tell you it was annoying. Its just the contractions that hurt in my opinion. What are other options? Is the epidural that bad? I always opted out to not have it because the fear of it going in my back and I was always told if they do it wrong you'll be paralyzed forever. Which I find it hard to not move during if they have to give it to you during a contraction.