I don’t know what he wants me do

My bf and I have lived together in his parents house for about a year now. I moved in after being kicked out in the middle of the pandemic and I’m really grateful for them taking me in. I moved in with him, which is about 50 miles away from my hometown and anybody I know. Since moving here, I have done my best to do my part (i.e, giving his parents $2000 over the course of the year, cleaning up, buying groceries and cooking dinner, etc.). I am finally at a stable job and making enough money to get my own place. They’re a lovely family but the environment has really taken a toll on my mental health, they’re a big family and can be loud and messy sometimes. I just want my own place. We live in a nice town but none of the housing here is affordable on one income, so I’d have to live in the town over and I’m completely okay with that but a little scared because the town is notorious for being drug infested with high crime-rate. When I lived back home with my mom, we lived in a bad neighborhood and were victims of two home invasions so I’m already always scared and extra cautious about locking the doors, so I’m a little scared to live alone. Even though I’m scared, I’m still pushing myself to save up and look at apartments because I know I have to be an adult about it and if I’m moving out alone then I’m moving out alone. He doesn’t want to move out with me because he doesn’t want to leave his family, even if it’s only 5 minutes away. That’s okay.

I have told him about wanting to move out for about 6 months and it’s been something we’ve argued about a few times, because I can’t afford to live closer but also don’t want to keep living with him and his parents (it’s their home, i can’t just do as I please). He doesn’t want to move out but he also doesn’t want to be without me, or put that strain on our relationship. He says that it’s hard to talk on the phone now, and he doesn’t like to leave the house but he loves me so he’ll do it for me. He makes me feel like he’s not going to try if I move out. At this point I just don’t know what to do, and I don’t know how to win anymore.