I’m terrified to put something in my vagina

Hi. I’m a 15 year old girl and I’m terrified to put something in my vagina. When I masturbate I just rub my clit and I always chicken out before putting my fingers in. I don’t like the feel of the lips and the texture makes me cringe for some reason. Does it hurt to put them in? Do you even actually feel it? God I wish my sex education class focused more on this because loads of girls I asked about it have no clue either because we were told in the class that it feels uncomfortable and all we really learnt about was male pleasure but now the thought of putting something in my vagina gives me anxiety and I don’t want it to be like that because I don’t want to have sex for the first time and not be able to do certain things cos I’m scared. Please help it also means I can’t use tampons because of how scared I am