Have any of you ever changed doctors because they are asking way too much upfront on your second appointment? Even after my insurance picks a lot of the amount up they are asking me to pay a lot upfront. My husband just had back surgery and has been out of work since Oct 4. He won’t be able to go back until at least the first of the year. I guess what I’m truly wanting to know is, would I be wrong to look into another doctors office willing to work with me on payments until my husband goes back to work full time?