Collections agency calling me?

Question

I had my baby 2.5 years ago and thought I paid all my bills but now 2.5 years later out of the blue, a collections agency started calling me. They called me at a bad time on Wednesday and I told them I couldn’t talk right then and asked if they could call again the next day, they agreed. 
They called me again Thursday, Friday, and again today and I literally missed their call each time but before I call them back… I’m curious if this is suspicious or if it’s normal? 
It’s just weird to me that they’re calling 2.5 years after my baby was born, I thought I paid all my bills, and it’s a hospital bill.
When will a debt hurt your credit and when will it not hurt it? How can you tell

Answer

You’d see it on your credit report.  But I’d call the hospital first and see if you have an outstanding balance for starters.

Answer

Yes, this sounds suspicious. Anytime someone is trying to get you to pay money or give your info over a phone call that you didn’t expect- assume it is a scam. If you call the actual hospital that you had your baby at and ask for billing they would tell you if you had an outstanding bill. If you haven’t been getting anything in the mail about it for the last 2.5 years I wouldn’t give any info out to a random number calling you.

Answer

This is pretty typical. They most likely just got the debt from the hospital. You’ll need to speak with the debt collector now as the hospital has sold it to the debt company. 
The debt will be shared with the credit bureaus assume immediately.

Answer

Why are you afraid of it, even before you haee taken the call? You don't even know what is it about yet.

Collections agency calling me?

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