Omggg WTF

I’ve been searching for housing for about two months now and IM STRESSED TF OUT. I look for housing while I’m on my lunch break at work, I respond back to emails while I’m working, I look for housing on my free time, like I will never let it rest until I find a place. I know I’m causing all this stress on myself but I’m desperate to move out and have my own place. I live with my boyfriend and his family. They’re fine, they’re nice to me. But I obviously don’t feel “at home” because it’s NOT MY HOME. The problem is, I don’t have credit. It’s not that I have bad credit, I just have no credit at all. I’ve never had a credit card. I applied for one with my bank and was denied because my “income was too high” which makes no fucking sense!! I also don’t have anyone that could co-sign. All of the apartments I see, I meet the income requirements but I get denied because I have no credit. How THE FUCK will I build my credit IF NO ONE GIVES ME A CHANCE???!!! Now I’m so desperate that I’m looking for apartments on Facebook marketplace, trying to decipher the real listings from the scams 🤦🏻‍♀️🤦🏻‍♀️ lord help me.