Does anyone (in the US) have experience with billing insurance for out of network providers? I’m wanting to start therapy with a therapist that, at least on paper, looks amazing for my situation. But she doesn’t accept insurance. I’m fine paying the out of pocket fees, and my insurance does have an out of network deductible. Would I just send the bills for her to my insurance company and hope to get a small percentage back? I would love any insight or personal experience anyone has.

Cross posting this, because I feel like it could be helpful for more than just my situation.