Insurance question with midwives/birthing center

Has anyone ever had a baby or been pregnant without insurance? Currently ttc currently not insured (will in the next 6 months when the new job starts) but want to use a midwife or birthing center. I am hoping I can hear about anyone's experience who didn't have insurance and used a midwive or birthing center.... What were your cost? What was your experience finding a place/person that was cool with you not having insurance... Thanks so much