Appointment today - options

So, been to see consultant today after having HyCoSy last month, all is well from my side. Hubby's had a second SA and it's not as good as they'd like, but not disastrous, Proxeed recommended.
​Now my options. 
​Continue to attempt to conceive naturally.
IUI, at a cost of around £1000.
IVF, free on the NHS, one shot only and has to be done before I turn 34 (18 months away) also if I conceive naturally and then miscarry I'd no longer be eligible for the NHS IVF. This option "reluctantly recommended" by consultant as we should be able to conceive naturally, but also for the pressure and stress that comes with it.
​Consultant told us to go away and think about it, head is spinning...