Need major advice...

Becca
I'm very new to all of this but I want to get other women's feedback. At the moment, it's been over a year since my last cycle. My husband and I have lately been wanting to get pregnant. I've wanted it a lot longer than him, but now that we both are ready it's not happening. I know I shouldn't expect it to happen overnight, but We are both in our mid to late 20s and have had unprotected sex for over 3 years now. I know I'm not ovulating if I'm not getting my cycle, but we haven't had the best health insurance to go get checked out for the past year. I plan to go get checked once our new and good health insurance kicks in on January 1. Any tips or knowledge of what could be wrong with me? I've always grown up with irregular cycles. Any feedback is greatly appreciated...