Help!

So me and my so have been together for 5 years and we want a baby bad but I have the para guard have had it for about 7-8 years we aren't married and therefore I'm not on his insurance amd the doctors won't cover it ( which I already knew) its gonna cost 175 to 260 if not more to take it out ( i dont have that money to blow on someone yanking this thing out) I talked to a couple nurses and they said you can remove it yourself I'm just not 100% sure ( maybe about 75%) I've done some research on it and doesn't seem that bad although I'm unsure of how to locate my cervix amd all that fun stuff there I don't like to mess around down there since it's a very private area and I get nervous about all sorts of things happening down there. One of my friends took hers out said it was super easy and didn't hurt and took less time then she thought. Would just like some feedback